iPipeline — Market, Sell and Process Insurance Faster

iGO e-App®, an intelligent fillable form, enables career and independent producers to improve efficiency and productivity by eliminating errors and producing 100% in Good Order submissions. Hosted by iPipeline, iGO e-App® is accessible through a single sign-on via your Web site or a distribution partner's Web sites. When used with e-Signature and e-Submission, producers execute straight-through processing to speed policy issuance.

Features:

• Indicates to producers those fields required for applications to be received "in good order"
• Smart, "reflexive" tool recognizes and auto-loads all required forms based on applicant responses
• XML standards allow for easy data mapping and exchange
• Ensures all collected information is entered correctly, accurately and securely
• iPipeline's solution is flexible. The required forms are completed using an easy-to-follow wizard
• Producer/broker can securely e-mail a partially completed or blank application to the end-user

Benefits:

• Eliminates NiGO (Not in Good Order) applications for 100% iGOs (in Good Order applications)
• Simplified and accelerated processing
• Reduces cycle time and increases placement ratio
• LifePipe (Term Quote) users can now auto-populate iGO e-App
• Standardized, rule-based platform ensures that the proper applications and forms are used

e-Signature - iPipeline enables you to use a legally binding, compliant, paperless business process for straight-through processing (STP) of insurance products. Go green with e-Signature.

e-Submission - In good order and e-signed documents are routed electronically to distributors. iPipeline's "GO/No-GO" technology ensures the necessary reviews and approvals take place before applications are submitted to the carrier.

An intelligent, rules-based short form used by producers and call center support staff for application processing, iGO Drop Ticket runs on iPipeline's integrated Velocity Platform which integrates directly with 1,200 Web sites. The platform provides more than 400,000 producers within the largest insurance carriers, distributors, banks, broker-dealers and wire houses with the ability to automate the marketing, selling and processing of insurance.

Features:

• Rules-based short form to produce 100% in Good Order Submissions
• Runs on iPipeline's simple and intuitive on-demand Velocity Platform
• Wizard screen to support a simplified application (Primary Insured, Owner , Risk Evaluation, Plan Information, Agent Information, Validate and Lock Data, and Agent Attestation)
• Agent e-Signature
• Secure e-mail link to BGA for Go/No-Go Approval prior to submission to call center
• e-Submission to Carrier Call Center (Accord 103 XML)

Benefits:

• Eliminates NiGO (Not in Good Order) submissions
• Simplifies application processing of high-quality, low-cost term insurance
• Reduces cycle time by 10-14 days
• Increases placement ratios by 7%
• Allows call centers to tele-underwrite and complete detailed information gathering, freeing the agent to sell more and get paid faster
• Enables agents to rapidly sell into underserved "Main Street" America

The industry's leading electronic application tool makes digitally completing, signing and submitting business a whole lot easier. Users can speed approvals and achieve straight-through-processing with iGO, a rules-based, intelligent fillable form. Annuity sales no longer need to be stuck in a world where filling out forms long hand is still considered the norm.

Features:

• A better way to sell annuities digitally
• Quick access to independent distribution
• An easy-to-use tool an in-house sales team can use
• A strategic partner with immense industry knowledge
• Reliable uptime for services

Benefits:

• Offer paperless applications
• Quickly see data entry mistakes
• Cut valuable processing time 50%
• Collect multiple e-signatures
• Ensure suitability of products

iGO Part 2 makes the accurate collection of an application's medical data a snap. Condition-specific questions are presented in smart wizard screens that guide you through the process. Data is placed directly into the proper version of the paper forms, ensuring the process is done right the first time. Medical examiners can easily prep the forms before heading out into the field, too, making the visits faster and more efficient than ever. And when Part 1 of the application was submitted through iGO, customer data is pre-populated.

Features:

• Intelligent, wizard-based data gathering screens
• Asks needed follow-up questions based on medical conditions
• Fills in all required paperwork automatically
• Forms can be printed at any time
• Integrates with iGO Part 1, eliminating re-keying of customer information
• Consumers can sign electronically on the spot
• Data is electronically submitted to carrier when complete

Benefits:

• Eliminates errors by guaranteeing information is gathered in the field and in the right place
• Each carrier's specific medical logic is built right into the screens - no more guessing
• Integrates with previously-submitted iGO Part 1 applications, ensuring that the medical examiner doesn't need to re-key any information
• Allows quick prep of the forms prior to customer visits, even if Part 1 wasn't submitted through iGO
• Supports electronic signature and electronic submission, turbo-charging delivery to the carrier

Rapidly onboard new producers and prevent unauthorized submissions with iGO Licensing & Appointment. A real-time connection with a licensing database guarantees that business coming in from the field originates from a properly licensed and appointed producer. There are no more costly rejections of submitted business and premium.

Features:

• Real-time, on-line license and appointment validation
• Immediately onboard non-appointed producers
• Intelligent, rules-based on-boarding using latest information
• Multiple formats and methods are supported
• Data can be hosted by the carrier or iPipeline

Benefits:

• Expand your distribution in real time
• Ensure each appointment application is in Good Order
• Prevent unwarranted submissions
• Keep your license and appointment data current "up to the second"

Enable distribution to advance their paper-based application submissions and reduce processing time with iGO Upload. After entering key pieces of data about each case, distributors and financial professionals can send you a 100% in Good Order electronic data feed. You will get an immediate jump-start on requirements like MIB and Labs, directly load forms into your imaging systems, and accelerate the entire underwriting process. Data is 100% accurate, cycle times are reduced, and case management is more efficient.

Features:

• Intelligent rules guarantee uploaded apps in Good Order
• Submissions are sent in industry-standard ACORD XML 103 format
• Customized data entry based upon product type
• Integrates with multiple imaging systems
• Fully integrated with iGO platform

Benefits:

• Simple, easy-to-use GUI reduces costly errors
• Guarantees submission to carrier is in Good Order
• Speeds up requirements and decreases cycle time
• Retrieval of policy number makes case tracking easy

iGO e-App, an intelligent fillable form, enables independent producers to improve efficiency and productivity by eliminating errors and producing 100% in Good Order submissions. Hosted by iPipeline, iGO e-App is accessible through a single sign-on via your Web site or a distributor's Web site. Better connect with your producers and accelerate application submissions with your carriers through intuitive tools that allow data capture at the point of sale.

Features:

• Carrier, product type, product, and state selection-driven screens/forms
• Intelligent Wizard Screens-required and optional fields, validation, and business rules
• Green "completed" checkmarks upon iGO determination
• View / print filled complete or incomplete forms at any time
• Save and return functions
• Print and wet sign
• Customizable e-signature-insured, owner, trusts, third parties and multiple producers
• Standard BGA case manager Go/No Go approvals
• Electronic submission of metadata and multiple images

Benefits:

• Eliminates NiGO for 100% iGO
• Go/No-Go feature ensures you monitor and control all carrier submissions
• Reduces cycle time and increases placement ratios
• LifePipe (Term Quote) users and Illustrations users can auto-populate iGO e-App
• Paperless "iGO Green" experience for producers, consumers and carriers
• Data and images integrate with carrier "downstream" systems-underwriting, admin and imaging
• Producers will always get their applications right
• Forms always legible and in good order

Enable distribution to advance their paper-based application submissions and reduce processing time with iGO Upload. After entering key pieces of data about each case, distributors and financial professionals can send you a 100% in Good Order electronic data feed. You will get an immediate jump-start on requirements like MIB and Labs, directly load forms into their imaging systems, and accelerate the entire underwriting process. Data is 100% accurate, cycle times are reduced, and case management is more efficient.

Features:

• Intelligent rules guarantee uploaded apps in Good Order
• Submissions are sent in industry-standard ACORD 103 format
• Customized data entry based upon product type
• Integrates with multiple imaging systems
• Allows a policy number to be returned and stored in Agency Integrator
• Fully integrated with iGO platform

Benefits:

• Simple, easy-to-use GUI reduces costly errors
• Guarantees submission to carrier is in good order
• Speeds up requirements and decreases cycle time
• Retrieval of policy number makes case tracking easy

Open and update accounts, speed customer reviews and accelerate approvals. iGO for Financial Services™ was designed to eliminate errors in processing and the resulting delays that obstruct account openings, updates, suitability approvals and transaction execution.

With iGO for Financial Services™, you'll improve efficiency and productivity by eliminating errors, producing 100% in Good Order account openings, updates, simplifying approvals, and obtaining customer e-Signatures to accelerate the process.

Features:

• Intelligent wizard screens-required & optional fields, validation, and business rules
• Green "Completed" checkmarks upon in Good Order (iGO) determination
• View / Print filled complete or incomplete new account forms at anytime
• Save and Return functions
• Print and wet sign
• Customizable e-Signature-insured, owner, trusts, third parties, and multiple agents
• Supervisory Go/No-Go Approvals
• Connects to leading illustration systems for data and image integration
• Comprehensive reporting for all transactions

Benefits:
iGO Account

• Always have your new account forms in Good Order
• Eliminates NiGOs for iGOs to speed processing of new account openings, updates, and service
• Reduces cycle time
• Minimizes labor associated with account reviews
• Improves legibility

• Paperless "Green" Experience
• Automates supervision of advisors in the field
• Aligns customer signature with new transactions (T vs T1)
• Reporting capabilities improve field supervision processes and audits
• Agents will always get their applications right
• Forms always legible and in Good Order
• Image integration capability
• Support rapid response to regulator/legal issues